SwissCaution: your rental guarantee with a bonus!
With SwissCaution, you don’t need to lock away three months’ rent in a blocked account as a rental deposit. Instead, you can benefit from a flexible solution and an advantage when applying for an apartment.
SwissCaution Rental Deposit
SwissCaution provides an alternative to the traditional rental deposit. Instead of transferring three months’ rent into a blocked account, you take out a rental deposit insurance by paying an annual premium.
This means your money stays available for other expenses, such as moving costs or furnishing your new home: perfect for those who prefer to keep their savings accessible or can’t pay the full deposit upfront.
Additional benefits at a glance:
- 10% discount for tenants under 26
- Free 24/7 HomeAssistance service for emergencies
- Loyalty pays off: after two years, you receive a 10% discount on your premium
Provisional Certificate: strengthen your application
Want to improve your chances of securing an apartment? A SwissCaution provisional certificate can help.
This free document shows landlords that your rental deposit is already arranged, giving you an edge over other applicants.
How it works:
- Order your SwissCaution provisional certificate online: it’s free and sent via email.
- The certificate is valid in your name for three months and covers up to CHF 15,000.
- Once you’ve been approved for an apartment, you can convert it into an official SwissCaution rental deposit certificate.
Frequently Asked Questions
Why choose a rental deposit without a bank account?
Rather than blocking three months’ rent in a bank account, SwissCaution offers a flexible rental guarantee. This is especially useful if your previous rental deposit hasn’t been released yet. Choose the No. 1 rental deposit solution without a bank account.
How long does it take to receive the rental guarantee certificate?
SwissCaution ensures a fast and hassle-free process. Once we receive your application, required documents, and annual premium, your rental guarantee is processed immediately. The certificate is then sent promptly to the landlord, with a copy provided to you.
What is HomeAssistance?
Locked out, a water leak, or an unexpected wasp’s nest? With SwissCaution’s rental deposit, you automatically get free HomeAssistance, available 24/7. It covers emergency repairs up to CHF 1,000 per claim. An exclusive service in Switzerland!
How does the Loyalty Program work?
If you have no outstanding debt collection with SwissCaution, you benefit from discounts over time:
- After 2 years: 10% off your annual premium
- After 3 years: 20% off
- After 4 years (from January 1, 2026): 30% off
