Why do I need a debt collection report?
The debt collection report provides property managers with information about the applicant’s past financial commitments. It helps determine whether the applicant has had any past debt collection proceedings and whether they have been settled.
Why is a debt collection report needed?
Property managers aim to assess whether the applicant is financially capable of paying the agreed rent on time.
However, even with financially stable applicants, landlords often want to confirm whether they are consistently willing to meet their obligations promptly. To address this concern, many property managers request a debt collection report.
Information on financial (in)solvency
The debt collection office provides property managers with insight into whether there have been past debt collection proceedings, whether they are still ongoing or have been resolved, whether they were disputed (referred to as 'filing an objection') or whether they resulted in asset seizures or loss certificates.
Debt collection report only from the last place of residence
Since each debt collection office maintains its own register, the report will not indicate whether there were any debt collection proceedings at previous addresses. Therefore, even a spotless report provides limited insight into an applicant's financial solvency.
Debt collection report only from the last place of residence
Since each debt collection office maintains its own register, the report will not indicate whether there were any debt collection proceedings at previous addresses. Therefore, even a spotless report provides limited insight into an applicant's financial solvency.
Where can I get my debt collection report?
The debt collection report can be requested from the relevant debt collection office in your place of residence. Normally, you will need to complete and sign the request form and send it by post to the debt collection office.
A faster and more convenient option is the online form provided by ImmoScout24. You can fill out the application for the debt collection report conveniently on your laptop or smartphone, without needing to print it out or mail it. Within a few days, the debt collection report will be will be sent to your address, and the CHF 29.90 fee can be paid via invoice.
For data protection reasons, a debt collection report cannot be provided over the phone, as it is not possible to verify the caller’s identity.
